:root{
  --ink:#13233a; --ink-2:#2c3e57; --muted:#5d6b7c;
  --paper:#f7f4ee; --paper-2:#efe9df; --card:#fffdf9; --line:#ddd4c5;
  --accent:#b8742a; --accent-d:#93591c;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,serif;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --r:10px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.6 var(--sans);-webkit-font-smoothing:antialiased}
a{color:var(--accent-d)}
img,svg{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.narrow{max-width:780px}
.muted{color:var(--muted)}
.skip{position:absolute;left:-999px}
.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:6px 10px}

/* header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(247,244,238,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:24px;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);margin-right:auto}
.logo-mark{width:34px;height:34px;color:var(--ink)}
.brand span{display:flex;flex-direction:column;line-height:1.15}
.brand strong{font-family:var(--serif);font-size:19px;letter-spacing:.2px}
.brand small{font-size:12.5px;color:var(--muted)}
.main-nav{display:flex;gap:22px}
.main-nav a{color:var(--ink-2);text-decoration:none;font-size:15px}
.main-nav a:hover{color:var(--accent-d)}
.lang{display:flex;border:1px solid var(--line);border-radius:999px;overflow:hidden}
.lang a{padding:4px 10px;font-size:13px;font-weight:600;text-decoration:none;color:var(--muted)}
.lang a[aria-current]{background:var(--ink);color:#fff}

/* buttons */
.btn{display:inline-block;padding:12px 22px;border-radius:999px;font-weight:600;font-size:15.5px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;font-family:inherit;transition:.15s}
.btn-primary{background:var(--ink);color:#fff}
.btn-primary:hover{background:var(--accent-d)}
.btn-ghost{border-color:var(--ink);color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#e8dccb 0,transparent 60%),var(--paper);border-bottom:1px solid var(--line)}
.hero-inner{display:grid;grid-template-columns:1.6fr 1fr;gap:56px;align-items:end;padding:88px 24px 80px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12.5px;font-weight:700;color:var(--accent-d);margin:0 0 18px}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;color:var(--ink);line-height:1.18}
.hero h1{font-size:clamp(34px,4.6vw,54px);margin:0 0 22px;letter-spacing:-.01em}
.lead{font-size:19px;color:var(--ink-2);max-width:620px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.hero-points{list-style:none;margin:0;padding:0;border-left:2px solid var(--accent)}
.hero-points li{padding:12px 0 12px 20px;font-size:15.5px;color:var(--ink-2);border-bottom:1px solid var(--line)}
.hero-points li:last-child{border-bottom:0}

/* sections */
.section{padding:88px 0}
.section.alt{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section h2{font-size:clamp(28px,3.2vw,38px);margin:0 0 14px}
.section-lead{color:var(--muted);max-width:680px;margin:0 0 30px}
h3.group{display:flex;align-items:center;gap:12px;font-size:21px;margin:40px 0 16px}
.tag{font-family:var(--sans);font-size:12px;font-weight:700;color:var(--accent-d);border:1px solid var(--accent);border-radius:999px;padding:2px 9px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px 22px 18px;transition:.15s}
.card:hover{border-color:var(--accent);transform:translateY(-2px)}
.card h4{font-size:18.5px;margin:0 0 8px}
.card p{margin:0;font-size:15.5px;color:var(--ink-2)}

.who{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:0;border-top:1px solid var(--line)}
.who li{padding:20px 18px 20px 0;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:4px}
.who strong{font-family:var(--serif);font-size:18px}
.who span{font-size:15px;color:var(--muted)}

.steps{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:repeat(5,1fr);gap:18px;counter-reset:s}
.steps li{display:flex;flex-direction:column;gap:10px;border-top:2px solid var(--ink);padding-top:14px}
.step-n{font-weight:700;font-size:13px;color:var(--accent-d);letter-spacing:.08em}
.steps h4{margin:0 0 6px;font-size:18px}
.steps p{margin:0;font-size:15px;color:var(--ink-2)}

.about{display:grid;grid-template-columns:1.4fr 1fr;gap:56px}
.about p{color:var(--ink-2)}
.creds{list-style:none;margin:0;padding:0;background:var(--card);border:1px solid var(--line);border-radius:var(--r)}
.creds li{padding:16px 20px;border-bottom:1px solid var(--line);display:flex;flex-direction:column}
.creds li:last-child{border-bottom:0}
.creds strong{font-family:var(--serif);font-size:17px}
.creds span{font-size:14.5px;color:var(--muted)}
.area{margin-top:22px;padding-left:16px;border-left:2px solid var(--accent)}
.area h4{margin:0 0 4px;font-size:17px}
.area p{margin:0;font-size:15.5px}

/* contact */
.contact{display:grid;grid-template-columns:1fr 1.5fr;gap:56px;align-items:start}
.direct{list-style:none;padding:0;margin:8px 0 0}
.direct li{display:flex;gap:12px;align-items:center;padding:8px 0;font-size:16.5px}
.direct span{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:var(--paper-2);border:1px solid var(--line)}
.form{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:28px;display:flex;flex-direction:column;gap:14px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600;color:var(--ink-2)}
.form input,.form select,.form textarea{font:16px var(--sans);padding:11px 12px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);width:100%}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
.form .check{flex-direction:row;align-items:flex-start;gap:10px;font-weight:400}
.form .check input{width:auto;margin-top:4px}
.form button{align-self:flex-start}
.warn{margin:0;font-size:14px;color:var(--accent-d)}
.rgpd{margin:6px 0 0;font-size:12.5px;line-height:1.5;color:var(--muted)}
.hp{position:absolute!important;left:-9999px;height:0;overflow:hidden}

/* prose / legal */
.prose h1{font-size:clamp(30px,3.6vw,42px)}
.prose h2{font-size:24px;margin-top:40px}
.prose li{margin:4px 0}
.chooser{padding:120px 24px;text-align:center}
.chooser .btn{margin:6px}

/* footer */
.site-footer{background:var(--ink);color:#d9dee6;padding:36px 0;font-size:14.5px}
.site-footer .muted{color:#9aa6b6}
.site-footer a{color:#fff}
.footer-inner{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.footer-links{display:flex;gap:18px;flex-wrap:wrap;align-items:center}

/* responsive */
@media (max-width:960px){
  .hero-inner,.about,.contact{grid-template-columns:1fr;gap:36px}
  .steps{grid-template-columns:1fr 1fr}
  .main-nav{display:none}
  .hero-inner{padding:56px 24px}
}
@media (max-width:560px){
  body{font-size:16px}
  .section{padding:60px 0}
  .form .row,.steps{grid-template-columns:1fr}
  .brand small{display:none}
  .form{padding:20px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.edu{margin-top:22px}
.edu h4{margin:0 0 8px;font-size:17px}
.edu ul{margin:0;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:8px}
.edu li{font-size:13.5px;padding:5px 11px;border:1px solid var(--line);border-radius:999px;background:var(--card);color:var(--ink-2)}

/* SEO pages */
.card-link{display:flex;flex-direction:column;text-decoration:none;color:inherit}
.card-link .more{margin-top:12px;font-size:14px;font-weight:600;color:var(--accent-d)}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-family:var(--serif);font-size:19px;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--accent-d);font-family:var(--sans);font-weight:400;font-size:22px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:10px 0 0;color:var(--ink-2)}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}
.crumbs span{margin:0 4px}
.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start}
.page-grid .prose h1{margin-top:0}
.prose .lead{margin-bottom:8px}
.ticks{list-style:none;padding:0}
.ticks li{position:relative;padding-left:26px;margin:8px 0}
.ticks li::before{content:"";position:absolute;left:4px;top:.6em;width:9px;height:9px;border-radius:2px;background:var(--accent)}
.related{padding-left:20px}
.byline{font-size:14.5px;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:14px}
.cta-box{position:sticky;top:96px;background:var(--ink);color:#e6eaf0;border-radius:14px;padding:26px}
.cta-box h3{color:#fff;margin:0 0 8px;font-size:22px}
.cta-box p{font-size:15px}
.cta-box .btn-primary{background:var(--accent);color:#fff}
.cta-box .btn-primary:hover{background:#fff;color:var(--ink)}
.cta-direct a{color:#fff}
@media (max-width:960px){.page-grid{grid-template-columns:1fr}.cta-box{position:static}}